Managing your money can be overwhelming, especially when you’ve got multiple accounts and expenses to keep track of. And with the Intuit Mint app shutting down, that’s one less budgeting app out of the market.

⌛️ Mint app shutting down: The timeline

• 2009: Intuit acquires Mint
• 2020: Intuit acquires Credit Karma
• 2021: Mint has 3.6 million active users
• Jan 1, 2024: Mint is set to shut down

            👉 Mint users are encouraged to transition to Credit Karma

            👉  Credit Karma will adopt some of Mint's features

• Post-transition: Users will lose access to their Mint profiles and will experience a shift in service focus from budgeting tools to credit monitoring and transactions with Credit Karma.

If you’re currently looking for the best money management app to replace Mint, here are the top 10 Mint alternatives you can consider:

✅ Best budgeting apps as Mint alternatives

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🚀 Copilot Money

• Platform: iOS app store, macOS
• Pricing: $95/year or $13/month
• Trial: 1 month (RIPMINT gives an additional free month for those looking for a Mint alternative)
• Availability: U.S. only, with plans to expand
• Couples Feature: Real-time updates on multiple devices
• Key Features: Amazon and Venmo integration, AI-powered categorization, and upcoming chat feature
• Pros:
  👉 Syncs crypto wallets and investment accounts
  👉 Unified security allocations
  👉Straightforward pricing
  👉 Modern interface‍
• Cons:
  👉 Limited to iOS and Mac in the US‍
• Mint Migration: Mint CSV import under development

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🚀 Goodbudget

• Platform: Web, iOS app store, and Android
• Pricing: Free version; Plus version at $8/month or $70/year
• Trial: Free version acts as a trial with limited features
• Availability: Worldwide, as long as you have internet access
• Key Features: Envelope method budgeting, debt tracking, savings goals
• Pros:
  👉 Reports for spending trends and regular updates
  👉 Can record debt and track savings goals‍
• Cons:
  👉 Free version limits accounts and has no auto-bank syncing
  👉 No investment tracking
  👉Old-school UI‍
• Mint Migration: Manual transaction entry with import option for bank files

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🚀 PocketGuard

• Platform: Web, iOS app store, Android
• Pricing: Free, $7.99/month for Plus
• Trial: Free version acts as a trial with limited features
• Availability: U.S, Canada, and UK
• Key Features: Bank linking, budgeting, bill payment tracking, fraud detection, savings goals, and transaction history importing
• Pros:
  👉 Free version for basic budgeting
  👉 Customizable budgets and savings tools
  👉 One of the cheaper budgeting options available‍
• Cons:
  👉 Full features require payment
  👉 Website is a bit complex
  👉 App rating is lower than competitor
  👉 No investment tracking features‍
• Mint Migration: Import/export Mint transactions in Plus

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🚀 Lunch Money

• Platform: Web-focused, with unofficial iOS/iPad apps
• Pricing: $10/month or minimum $40/year with customizable pricing
• Trial: 14 days, extendable by 7 days
• Availability: Worldwide, direct bank import for selected countries
• Key Features: Multi-currency, crypto tracking, advanced categorization, API for integrations
• Pros:
  👉 Ad-free with a sleek interface
  👉 Strong encryption for security
  👉 Supports cryptocurrency and team collaboration‍
• Cons:
  👉 No free trial of its budgeting features
  👉 No mobile app
  👉 One-person team ‍
• Mint Migration: CSV import from Mint

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🚀 Tiller Money

• Platform: Plug-in for Google Sheets or Excel
• Pricing: $79/year
• Trial: 30 days
• Availability: U.S only
• Key Features: Bank accountssync, daily summary emails, customizable spreadsheets
• Pros:
  👉 Gives your spreadsheet superpowers
  Customizable spreadsheet with automated daily bank data sync and cash flow reports
  Daily summary emails‍
• Cons:
  👉 No mobile app
  👉 Spreadsheet-only interface
  👉 Overwhelming templates
  👉 Connection of bank accounts seems wonky
  👉 No crypto investments tracking‍
• Mint Migration: CSV integration with spreadsheets

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🚀 Rocket Money (True Bill)

• Platform: Web, iOS app store, macOS, and Android
• Pricing: Premium Version: $6-$12/month & $48- $60/year
• Trial: Rocket Money's free version serves as a trial
• Availability: U.S. only
• Key Features: Subscription and bill detection, Plaid financial account linking, live customer support, customizable budgets and rules, negotiate bills for you (charges a percentage of your first-year savings as a success fee)
• Pros:
  👉 Helps track and manage subscriptions
  👉 Comprehensive financial overview with account linking
  👉 Budget creation features
  👉 Bill negotiation features‍
• Cons:
  👉 Subscription fee required for all features
  👉 Occasional issues with bank connections
  👉 Limited investment tracking‍
• Mint Migration: Does not support Mint importing

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🚀 Quicken Simplifi

• Platforms: Web, iOS app store, Android
• Pricing: $3.99 to $5.99/month
• Trial: 30-day trial
• Availability: U.S. only
• Key Features: Clean and simple interface, cash flow projection, budget customization, bill and investment tracking, savings goals
• Pros:
  👉 Easy to use and no ads
  👉 Affordable
  👉 Detailed money management and financial planning information‍
• Cons:
  👉 Paid subscription required after trial
  👉 Limited investment and debt planning features‍
• Mint Migration: CSV import from Mint

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🚀 YNAB (You Need A Budget)

• Platforms: Web, iOS app store, Android
• Pricing: $99/year or $14.99/month
• Trial: 34 days
• Availability: Worldwide (manual import), direct import for select regions
• Key Features: Zero-based budget system, educational resources, supportive community, Developer API
• Pros:
  👉 34-day free trial
  👉 Goal-setting and detailed reporting
  👉 Budget sharing enabled
  👉 Secured account and device syncing
• Cons:
  👉 Paid service after trial
  👉 Steep learning curve
  👉 Lacks bill payment, subscription, and investment tracking features
• Mint Migration: CSV import from Mint

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🚀 Empower

• Platforms: Web, iOS app store, Android
• Pricing: Free Version;  0.49% to 0.89% advisory fee, based on investment assets
• Trial: Free application; Unlimited trials
• Availability: U.S. only
• Key Features: Customizable portfolios, tax optimization, credit score, and support for various account types, including retirement and non-retirement accounts
• Pros:
  👉 High mobile app ratings
  👉 User-friendly interface and individual securities available
  👉 Access to financial advisors, tax strategy services, and investment management tools‍
• Cons:
  👉 $100,000 minimum with high management fees
  👉 Limited human support
  👉 No credit monitoring
  👉 Struggle to use budgeting and investment tracker‍
• Mint Migration: CSV import from Mint

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🚀 Monarch Money

📌 Monarch Money is included at no extra cost for paid Doing Well users.

• Platform: Web version, iOS app store, Android
• Pricing: $99.99/year or $14.99/month
• Trial: 7 days, with a 30-day option available
• Availability: U.S. only
• Key Features: Net worth tracking, subscription tracking, insights on spending habits, budgeting, investment overview, customizable dashboard
• Pros:
  👉 Easy-to-learn money management app
  👉 Extensive financial institution connectivity
  👉 Customizable expense categorization
  👉 Comprehensive net worth and bill tracking
  👉 Great with recurring subscriptions‍
• Cons:
  👉 Limited crypto support, only with Coinbase
  👉 Basic free plan excludes investment tracking
  👉 No bill payment functionality
  👉 Less user-friendly‍
• Mint Migration: CSV import from Mint
  

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👌 More Mint alternatives 

• PocketSmith: Visual, calendar-based budgeting and forecasting
• Honeydue: Couples' finance management platform for both personal and joint finances
• Banktivity: Comprehensive finance tool exclusively for macOS and iOS
• Oportun: Automated savings and debt management with minimal user input
• Pallo: Tailored for self-employed individuals, offering budgeting, accounting, and tax optimization
• Zeta: Ideal for couples and families in a household who track their expenses together
• Wally: An AI-powered personal finance app with customizable monthly budgets and progress trackers
• Buddy: Tracks spending, income, and savings, and facilitates shared costs and bill splitting among loved ones or friends
• NerdWallet: Offers a detailed overview of users' finances by connecting to various accounts to track income, spending, net worth, and home values.

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